NPV of Uneven Cash Flows Calculator

Enter your initial investment, a discount rate, and up to six years of projected cash flows to calculate the net present value of the investment.

Net Present Value
PV Year 1
PV Year 2
PV Year 3
PV Year 4
PV Year 5
PV Year 6
Total Present Value of Cash Flows
Initial Investment

About this calculator

Calculate the net present value (NPV) of a series of uneven, user-entered cash flows using a specified discount rate.

Frequently Asked Questions

What discount rate should I use?

A common approach is to use your required rate of return, cost of capital, or a benchmark like the risk-free rate plus a risk premium.

What does a positive NPV mean?

A positive NPV means the projected cash flows, discounted to today's dollars, exceed the initial investment — suggesting the investment may be worthwhile.

Can I use fewer than six years of cash flows?

Yes, simply enter 0 for any years you don't need and they won't affect the total.